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About us

At Bridge 4 we combine practical lending expertise with a client-focused process to guide you through Home loans, Refinance and financial planning at every stage of your journey.

Here to help you secure the right lending outcomes

Bridge 4 is a specialist mortgage brokerage providing a full suite of lending and financial planning services for individuals and families across Latham, Belconnen and Melba. We support clients at every stage of their housing and finance journey, from First home buyers stepping into the market, through to those seeking Refinance options or broader financial strategies. Our approach is based on listening closely to each client’s situation, proactively liaising with lenders and guiding you through application, approval and settlement with clear, practical steps.

Our focus covers Home loans, Refinance, Investing, Pre approval and a range of specialist products including Construction loans, Commercial loans, SMSF finance, Vehicle finance, Asset finance, Personal loans, Business lending and Complex property development loans. Backed by years of industry experience and a hands-on process, Bridge 4 aims to deliver sensible lending solutions and ongoing support so clients can progress toward their financial goals with confidence.

Andrew Bobinskas

Mortgage Broker

Phone: 0402 381 881
Email: andrew@bridge4.com.au

With years in finance, Andrew specialises in home lending, refinancing and financial planning, guiding clients through the technical and practical steps of applications, negotiations and settlements. He draws on his experience as a mortgage broker and financial adviser to simplify complex processes and secure suitable outcomes.

Known for a customer-focused approach, Andrew invests time to understand goals and circumstances, communicates clearly and provides ongoing support to help individuals and families achieve practical financial objectives at Bridge 4.

Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Complex property development loans

Financing large or complicated development projects requires experience, persistence and a clear strategy. Bridge 4 arranges lending for developments that involve multiple stages, non-standard security.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.